Tuesday, March 30, 2010

How to Write a Wedding Thank You Note

Writing a wedding thank you note is to many a daunting task. That is unfortunate because it is not a difficult job, but it's also understandable that it seems overwhelming to some. Once upon a time, writing a thank you note was a skill that every child learned somewhere between learning to brush their teeth and the difference between a salad fork and a dinner fork. That was then... Now few learn the skill prior to when they find themselves with a huge stack of thank you notes to write after opening a mound of wedding presents.

Plan Ahead

First, if you are reading this at the start of your wedding planning process, address your thank you notes at the same time and in the same way as you addressed your wedding invitations. Once done, simply place your addressed thank you note envelopes in a box waiting for the big day and one aspect is already taken care of in a way that provides aesthetic continuity with your wedding.

Handwritten

Of course, many people today won't bat an eyelash at an emailed or typed thank you note, but you want your guests to know that you truly value them and their contribution to your life. A neat, handwritten note will express that much more than words can say.

Be Timely

When it comes to wedding thank you notes, sooner is better than later. Putting the job off only communicates that you do not truly appreciate your guests - that you are only fulfilling an obligation. You don't want that. Rather, redeem the time you have. Keep your note book and cards with you. If you find you have a wait at the doctor's office or airport, pull it out and write a few cards. In most cases writing only two or three thank you notes each per day will accomplish the job in less than a month.

Be Personal

No one likes a "to whom it may concern" thank you note. Be sure to include the specific gift and the individual's or couple's names. Likewise, a brief statement like, "I'll always treasure the memory of how I use be welcomed into your home on Saturday mornings as a child," or "it was a special treat to see that you were able make it to our wedding after all" makes sure your note expresses how much you truly value the individuals you are writing to.

Be Brief

Save your novel or travel diary for later. The point of a thank you note is to express your gratitude for their gift and for them in general. To accomplish the task you need roughly four to five short sentences.

Writing a thank you note after your wedding need not be the overwhelming experience so many of us dread. Expressing your appreciation in a timely and personal manner is not difficult and making the effort to write that thank you note can pay great dividends in growing relationships.

Monday, March 29, 2010

Buying Cheap Leather Handbags - 5 Handy Hints For Finding the Best Possible Deal

If you are wanting to buy a cheap leather handbag then I would love to share a few handy tips that could end up saving you a lot of money.

It could also make the difference between you buying exactly what you want (and being wonderfully happy with your new bag), or being desperately unhappy with the whole experience.

Tip #1: USE AN AUCTION SITE.

I have put this first, and in capital letters, because it is the most important tip I can share with you.

Without doubt it really is the only way that you are going to get exactly what you want, in the price range that you are wanting to pay.

And, when it comes to selecting an auction site you are not going to find any better than eBay. You will never find as large a range of items, at incredibly low prices anywhere else ... fact !!

eBay is quite possibly the most "price sensitive" marketplace in the world, for just about anything imaginable. They also have better consumer protections in place than most other auction sites, which is important consideration for the online shopper.

Tip #2: Know EXACTLY how much you are prepared to pay.

Picture this scene. You see a bag you just have to have. You place a bid. 2 seconds later you get outbid. You go a little higher. You get outbid again. You go a little higher. You get outbid again. Can you see the dangerous pattern here ?

Do not get involved in a bidding war. Make sure you know exactly when to stop, or you will end up winning the item but not at the discount price you were hoping for.

The great thing you can always count on eBay for, is that there will ALWAYS be another item exactly like the one you really want.

Tip #3: Check on the Seller.

eBay provides you with quite a bit of information about the seller, that the seller has no control over.

Try and deal with a seller who -


already has a number of completed deals
has been an eBay member for a while
has a very high positive feedback rating (better than 98%).

Email the seller with any/all questions that you may have BEFORE you bid on any item. Remember that under eBay's terms and conditions that your bid is a binding contract to buy.

Once you start using eBay you will get "hooked" and will buy again for sure. So, do not start off your eBay account by getting negative feedback for yourself from a disgruntled seller.

Tip #4: BE SENSIBLE.

This is also extremely important. eBay is just like anywhere else in the world, where there are plenty of fraudsters waiting to take your money. I am sure you will have heard plenty of horror stories.

Don't let this stop you though. Basic common sense is all that you need to apply.

It is exceedingly difficult for fraudsters to maintain a high positive feedback over a number of deals (they will quickly get negative feedback from their buyers), which is why it is important to check those seller details that eBay provides for you.

If you are looking to buy authentic designer leather handbags then be sure to communicate in detail with the seller (by email , or even by telephone if they list a telephone number on their auction) beforehand, and ask them to provide the proof of authenticity.

You will find a lot of "knock-offs" and replicas ... so don't get caught.

Never pay using any method where you cannot get your money back on a fraudulent deal. This includes Moneybookers, direct bank drafts and transfers. Stick to the well tried and trusted methods like Paypal, where you have some recourse if everything goes bad.

Tip #5: Use a specialist directory site for your search.

More and more specialist eBay directory sites are coming online every day.

Why use them ? Because they automatically collect the exact live eBay auctions that you are looking for, and display them in one easy to navigate place. They save you the time and effort of searching through the whole of eBay yourself.

They are just information sites though. They are in no way involved with any deal that you may make. Your deal is always still just between yourself and the eBay seller.

Check the authors bio box below here for just such a directory that lists cheap leather handbags for sale on eBay.

I hope that you have found this article interesting, and that you can now shop more confidently online to buy that perfect bag you have always wanted.

Thank you for reading.

Sunday, March 28, 2010

Rodney's 5 Ways to Find More Joy - Even When You Don't Feel Well or Have a Lot of Money

You think you have problems? Living with three chronic illnesses (migraine, Celiac Disease and Periodic Paralysis) I probably have more excuses to whine than you do. What I have learned to do instead is find joy in the simple things. Here are some everyday ways to increase the joy and happiness in your life.

1) Listen to music. I hated doing paperwork in my job as a quality manager, until my son gave me an MP3 player. Now, I pop those ear pieces in and power through stacks of mindless (but necessary) reports while spending quality time with Johnny Cash, U2 or K. T. Tunstall.

2) Buy someone else a soda. This one is a triple threat because you get to take a little break, got something in your stomach and enjoy a bit of company. For me, I believe the part that makes the most difference is having someone to talk to. Feeling connected to the people around you can make a huge impact on your joy and happiness.

3) Get something to eat. This happens to me a lot: I am busy working, walking or shopping and suddenly everything annoys the crap out of me! People. Stranger's haircuts. Stories on the radio. When I feel like that, I even get annoyed at the sound my shoes make when I walk. Then, when I eat a little lunch or dinner, the world is suddenly okay again. Testing has shown me that these mood swings are caused by blood sugar changes. So, check your blood sugar if you want to, or just get something warm and filling in your belly.

4) Clean something. Maybe you get in the emotional doldrums too (even when your blood sugar is fine). When nothing is going right, or I just feel sluggish and do not know what else to do, I have found that straightening SOMEthing really helps me. I believe it is because I get up and get moving, make a noticeable change in my environment, and actually accomplish something useful. Try it with something simple like organizing your tools, straightening your desk or putting away the silverware. It is amazing how much accomplishing SOMEthing can improve your mood.

5) Get some sleep. I had a couple of bad days just lately. My blood sugar was okay. I was not going into a paralysis attack. No sign of a migraine. Still, something was not right. Maybe you have already guessed it, but I was getting a cold. I felt tired, like I needed to just sleep, because that is exactly what I should have been doing. Five doses of cough medicine and a handful of Ibuprofen later, and suddenly I was feeling much more rested, joyful and happy.

Boosting your mood does not have to be complicated or expensive when you pay attention to what works for you. To boost your own mood, try these five simple techniques, and see for yourself which ones work best for you.

Friday, March 26, 2010

10 Lifestyle Habits of Third Culture Kids (TCKs)

Who are Third Culture Kids? Ruth Hill Useem (1999) first coined the term, Third Culture Kids, over 40 years ago. TCKs are children who are members of expatriate families who reside outside of their passport country for varied periods of time. Other terms that have been used are Global Nomads, hidden immigrants, army brats, military brats, internationally mobile children, cross cultural kids (CCKs) and missionary kids (MKs). They move from one country to another before coming back to their passport country for a rotation (2-4 years), to resettle, or to attend university.

One of the things that I noticed about Third Culture Kids is that we share similar lifestyle habits. I believe we all develop a set of behaviors to help us cope with the losses that comes with mobility. We may adopt these habits consistently over time (most of them did not come naturally to me at first) until they became automatic reflexes.

As I listened to my TCK friends at TCKID, I found myself reflecting upon the similarities of my experience as a TCK myself. This mobile lifestyle experience has shaped many of my peculiar habits, many have been influenced by the TCK experience.

I'll start by saying that each TCK will have their own list of habits and rhythms that reflects their lifestyle, depending upon factors like personality type, upbringing, age, family values, etc. For this reason I'm looking forward to reading the habits that others are working on in the rest of this article.

But in the mean time here are some TCK 'habits' or attitudes that I've been working on and have seen in myself, as a TCK and in others:

1. Monthly plans for everything. Phone, Cable TV, and Internet. There's no way I'll buy a 3-year plan.

-"I do either that or a prepaid stuff so that I don't have to worry about paying bills later."

-"I'd rather pay like 10EUR more for my home-phone-flatrate and be able to get out of the contract asap when I need to than be boged down for a year or even more - it scares me big time."

2. Laptop instead of a bulky Desktop PC. It's useful when you visit family overseas.

"I got a notebook now...I managed to move my desktop whenever I needed to but it was impractical since I never had it NOW and HERE."

3. I prefer to rent furnished. The thought of buying furniture makes me feel uncomfortable.

- "The idea of buying property scares the bejeezes out of me. I don't even own a car."
- "In the past, I've borrowed furniture. Other than the table and chairs, all my current furniture is borrowed, except that I bought the fridge."
"I had a panic attack when we bought our sofa, even though we'd sort of agreed we'd be living here for a while."

4. I don't HEAVILY decorate my room. Why bother buying fancy curtains and repainting? I'll probably move soon.

- "For long I never decorated my walls, and I never understood why I didnt do so. But what I decorate in the sense of utilities, I make the effort to individualize it and craft it myself (comforts my soul). My main aspect when decorating: Functionality over Design."

- "I do decorate and paint. I figure even if I'm only here for a month, it is home. I got that from my mom - she made every place beautiful no matter how short a time we stayed."

5. I prefer watching movies online than owning DVDs. But I'm not a pirate!

"I prefer renting movies to owning them. I like to own as little as possible."

6. I'm very frugal. The less stuff I own, the less tied down and happier I feel.

-"I thrive on thrift stores. I'll fix stuff up so that it suits me. When I don't need it anymore I'll sell it in a yard sale or give it back to the thrift store. I don't attach to my stuff."

-"I get rid of things when I can but it seems like my belongings only increase because I keep every single note, letter, card, gift from my friends, families and acquaintances."

7. I love books, and have my own little library, but I try to borrow books whenever possible. Ever tried moving a library? It's not fun... books are heavy!

"I do make a point of *only* buying books that are really good - not just kind of good."

8. My career is mobile. I like being able to decide where I want to work.

"My career isn't that mobile - it's an international career but I can't just pick up and move whenever I feel like it. I do have a lot of flexibility, though."

"I don't have any plans for the future, which sometimes scares me, when I see my friends planing their carreers. They decide now, what they want to do in two years. I say I'll just try to finish my studies now and then we'll see."

9. I don't have a large wardrobe at home but I dress well.

10. I don't own any large pets, but I can accommodate a cat.

"I have no pets and have no intention of having any (reason: what if it dies? more pain and grief...I can't deal with more of that right now...)

The following are more lifestyle habits by other TCKs:

11. Buy everything in bulk, or for clothes & shoes, buy them too big so they'll last at least two years!

12. My family is still trying to get over the "buying in bulk" syndrome. When we first came to the States we bought everything we possibly could in bulk (we still do it a lot to save money) because "you never know if you'll find it again"

13. "How about always having "storage?" I am an adult TCK and all my 5 bros and sisters have rental storage units. Growing up, we always had to have storage someplace, for all the family stuff. It baffles my other friends, who think its a huge indulgence.:

14. "Have a complete list in your head of basic things to pack when going on trips. (e.g wet wipes, hairbrush, etc) just use the same list every time you pack.

15. Find that you are always trying to arrange trips with friends, then get annoyed when they are so dumb about arranging travel or are scared of travelling on their own.

16. Get a rush whenever you step into an airport or onto a train platform.

The list goes on:

As I've pondered the above 10 habits I've come to the realization that it's not a complete list (I could go on for another 10 or so habits quite easily) and that it's not a 'one size fits all' sort of list either. Some of the habits I've identified above will be common to many TCKs, but there are always examples that come to mind of TCKs who've broken one or more of the above.

Thursday, March 25, 2010

Your First Horse Part 3 - Costs

Owning a horse takes on a whole new set of responsibilities that leasing and lessons did not have.

I find that this is the most overlooked part of horse ownership, and I see it daily in the horse world. Horses can be expensive, even when they live with you as opposed to being boarded out.

They are living, breathing creatures whose very lives are completely dependent upon YOU for survival. I cannot state this enough, especially having gone through years of watching people get them and dispose of them when no longer needed or wanted.

If you have any indications that you may not be able to keep up the commitments, I ask that you keep your lease horse and read no further. I'm not trying to be harsh, but this next step requires you to do some soul searching. It's not really about the money.

Since you are still reading, let's take a good hard look at the real cost of horse ownership.

There are many articles on this subject, but three factors to keeping costs down are:

Buy a sound, healthy, happy, trained, quiet horse that has passed a battery of veterinarian testing and professional trainer/coach approval.

Keep the horse in a place that is safe and free from hazards.

Research and read everything you can about horses: skeleton and structure, feed and nutrition, care and grooming, feet and maintenance. The riding is up to you and your coach.

Costs for owning a horse go through the roof when these above principles are neglected or passed by. If I wrote down all the people I know right now, whose horses are out of commission, the reasons would be because of at least one of the above principles.

The Cost of a Good Horse

Horse prices vary around the world, so we will use North American averages. Let's look at a few of the necessities of a first horse and the price for it.

Sound, healthy, vetted clean, not too young or old (7-13)
Well mannered, trailers nicely, can be clipped and bathed
Has basic training levels down well: stop, go, turns, cues lightly, trained mouth
Has registration papers
May have competed at entry level

Price for this horse: $5,000. Price for this pony: $3500 - 5000.

Now let's add some frills:

Horse has been in many shows and pinned in 'A' circuits - Add $2000 and up

Horse is discipline specific; jumping, hunter, reining, breed classes - Add $2,000 (smaller levels) to $15,000 (medium levels) to anything over $50,000 (higher levels)

Breeding: purebred or reasonable bloodlines - Add $2,000 and up. For the top bloodlines - Add $5,000 and up. Poor bloodlines can drop the price of a horse.

Horse has level 3 and 4 dressage - Add $25,000 and up

Horse is a proven broodmare - Add $2000 and up

Horse comes from a notable trainer - Add $3000 and up.

Costs vary with every horse, but these are generalities. When it comes to the price of a horse, it's not always the quality or training. Market value is what someone will pay, and if no one will pay $50,000 for a well-bred hunter, you won't sell it. It's very simple.

Good ponies are worth their weight in gold, so you may have to spend more for a winning pony, but if the pony is young enough, you will recoup every dollar and sometimes more.

The price of horses also is dictated by the economic climate. As of the writing of this article, July 2008, you don't even have to pay for a horse these days. Auctions have been selling them from $20 to $200; half of the value of meat. Check out this site for the truth on auction horses and the current auction prices: fuglyhorseoftheday.com

Speaking of Auctions

Can you get a good horse at an auction? Absolutely, but it relies on 50% - skill and 50% - luck. There are more bad reasons for horses being at an auction than good reasons.

Should you try an auction? As a first time buyer, absolutely not, unless you bring someone skilled, and even then it's still 50% luck. If it's your first horse, it would be heartbreaking to bring the horse home and a week later have a vet tell you the horse is unserviceable for life. We will have more on auctions in a future article.

Cost of Ownership

Boarding

Keeping your horse at a stable varies immensely. Let's look at the monthly variants:

Backyard, no barn, reasonable feeding, full care, shelter, no arenas - $150 - $350
Private small facility, good care/feed, stalls, turnout, arenas (outdoor) - $300 - $550
Self board, you do everything, pay for all feed, clean stalls - $150 - $350
Quality barn, come competitors, excellent care, instructors, indoor arena - $550 - $700
Competition barn, discipline specific, best of everything, trainers, coaches $700 - $1,500 (plus frills)

Keeping your horse in your back yard depends on the amenities and outbuildings you have. Lets start with the buildings you may have to build (based on averages only):

Outside shelter/run-in, 14'x14', open 2 sides: $350 - $600 (untreated or treated lumber), if someone else build it: $1,000 +
Small barn, 2 stalls, hay storage, concrete floor, one storey, 'traditional' building style, around 36x40: You build-$35,00. They build: $45,000
Hay storage shed: $400-600.
Shavings and bedding shed: $400-600.
Fencing, corral 40' x 100': Wood 3 rail painted - $16,000. Bayco high-tensile horse wire at 5 strands: $17,000. Metal: $65,000.
Fencing, pasture: wood, untreated unpainted - $60 per every 10 feet.
*Please note the absence of barbwire pricing. Barbwire has no business around horses. I have a saying: "That horse never died before."

Building anything on a property only increases the property value, if done well. Anything less becomes a safety issue, which we talk about later.

Training and Lessons
Lesson, one hour, qualified instructor: $30 - 50/hour
Training, one month, qualified trainer: $1,000/month

Feeding

Grain for one 1100 pound horse: $35 - 50/month
Hay for same horse: Grass/orchard hay: $110-150/month. Timothy: $120-170/month. Alfalfa mix: $120-170/month. (pure alfalfa is for cattle. More on that in future articles, or see Kathryn Watts, Marijke van de Water).

Average 50 lb. bale cost: orchard $5-12. Timothy: $12-18. Alfalfa mix: $16-24.

Hay will rise substantially in the next 2 years from the cost of fuel and the depletion of farmland for corn crops. Drought and economy also play a role in the variable feed pricing.

Worming
Every 2-3 months: $20 each time

Vet Care
Call out (before they do anything) $65-85
Average one hour visit with no return or emergency: $250-350
Vaccinations: $120/year

Feet
Trim, all 4: $30-45
Shoes, general all-purpose set of 4: $220-280
Shoes, 2 fronts: $90-140
Specialty shoes, all 4: $280-450

Trims average every 4-6 weeks for optimum health. Shoes the same.

Bedding
Per month: Shavings: $40-65. Pellets: $50-85. Straw: $25-50.

Equipment
Saddles
English, medium quality. Dressage: $1,700 - 3000. Hunt seat/all purpose: $1500 - 3000.
English, used, good quality: Dressage: $700-2500. Hunt seat/all purpose: $400-1600
Western, medium quality, all purpose trail: $1800-2400.
Western, good quality used: $800-2200

Bridles
English with bit: $85-125
Western with bit: $70-110

Halters
Web traditional: $25-55
Rope: $14-29
Leather: $50-120
Lead ropes: $12-30

Grooming Equipment
Brushes, combs, picks, misc: $30-100

Misc: saddle blankets, horse blankets, boots, wraps, first aid, tack cleaning supplies, sprays, bandages: $200-600/year.

Hauling
Average 100 mile trip: $1 to $2.50/mile

Insurance
This cost varies too greatly to make sense or put it on the site.

Total Equine Costs/Averages for One Year
Recreational horse at home (after building): $1800
Boarded recreational horse $7000
Boarded competition horse $15,000

It costs the same to board and feed a bad horse as it does a good horse. The initial price of the horse is the easy part.

Wedding Hair and Headpiece Help

Okay, so you have worked really hard to get the ring and now you proudly have it on your finger. A date has been set, good. Your mom and future mother-in-law want to take you gown shopping. Okay, you can handle that, you have a general idea of the type of gown you like, you're prepared for your moms comments, so far so good.

But before the shine even wears off the ring you are bombarded with details, details!

Your sister wants to know how you are going to wear your hair so she can figure out hers.

Your best friend wants you to borrow her shoes. Yuck, you cringe as she spouts out, "You know...something borrowed!"

Your step mom wants to buy you wedding hair accessories and you panic inside remembering her stuck in the 80's flashy taste.

Your dad wants to know where the honey moon is going to be so he can turn in his mileage points before they expire and gift you a flight.

Your aunt is asking about the flowers, because you know flowers are her special hobby and you are her favorite niece.

And, your maid of honor wants to know what colors you are thinking about for the bridesmaid dresses because her wedding is four weeks after yours!

Yikes!

So frantically surfing the web for bridal hairstyle experts; here you are. Allow me to shed some light on the hair style and veil questions you most certainly will have.

First, answer these questions:

What time of day is the ceremony?

What is the general feeling you are going for; formal, fun and relaxed, beach side, or classic?

Did you set aside money in your budget for beauty and hair services?

Are you a salon regular, as in high maintenance, or are you a "walk in the salon when you think of it" type of girl? Or somewhere in between?

Do you know what you want? Do you want an updo?

Do you know what you don't want?

Do you care more about the veil and headpiece or the hairstyle?

Ceremony time and general feeling:

Save the sparkle, glitz and rhinestone hair accessories for a late afternoon or evening wedding. Also, if you are considering a theme, night time is better to host a great band for swing dancing or jazz. These weddings can be fun for guests who like to party and get into the mood with you! But if your crowd prefers a classic country club wedding or historic church by the duck pond wedding, your hair should be softer, classic and your make-up more natural. Day or morning weddings complement an earthy theme, beach ceremony or a country setting. Silk, fresh flowers or shell accessories in the hair set off these environments best.

There is nothing wrong with a bit of sparkle for a morning or day time affair but keep the rest of the accessories low key.

Because I am involved with the wedding industry people love to show me their daughter's photos. Sometime it is down right painful! One young bride; day time wedding was crowned with an ornate rhinestone and crystal tiara. Chandelier earrings were dangling away and her lovely décolletage was covered with an ornate necklace. Veil was flowing as were bouncing curls fighting for their place in the photo. There were just too many competing factors that her daughter got lost! If something seems to scream at you or stands out too much go with your gut, no matter how pretty it is. The overall look should flow and be seamless in its expression of you.

High maintenance or low key:

You know who you are even if you don't want to admit it. If you have your stylist in your fave-five secure her services for your wedding ASAP. This is also a good indicator you may know what you want and you're willing to pay for it. This goes for the headpiece too. Put these line items into your budget right away even if you have to fight for them.

If you are low key at least make sure you get a trial to try out some ideas even if you are planning to do your own hair. To help in deciding what to do with your hair show your stylist pictures of your gown and tell her your colors and ceremony time. A safe look is always a half up style which keeps the long hair lovers happy.

Somewhere in between? Discipline yourself to look on line at real weddings and in magazines and gather up as many photos as you can to take to your stylist. You will begin to see a pattern to your choices making it easier to settle on a perfect style. You will find real brides by surfing through photographers web sites.

Hair or Headpiece:

If you excitedly tried on a ton of headpieces and veils without giving a thought to a hairstyle underneath, you are a veil bride. Purchase your veil of choice first and have your stylist work around it to find a complimenting style.

If the thought of wearing a veil seems like a death sentence then skip it if you can get away with it. (Many moms still put pressures on to get their daughters to wear a veil.) If you must wear a veil to appease loved ones make sure your stylist knows this and allows the hairstyle to accommodate an easy escape. Also if this is the case don't put out a lot of cash for it's five minute appearance, you can pick up an inexpensive veil at your local craft store or online. Honestly, they are very simple to make and your artsy aunt may be able to help out.

Finally, if you are some where in-between with many choices staring you down there is hope. Don't be pressured into buying the matching veil from the gown shop, you can always order it later. You need to look like yourself but with a bit more punch. Have an open mind during the trial phase. Being dead set on a look is like having blinders on. Have a wedding hairstyle trial first, and then veil shop. You will know when it's right; just the way it happened with your groom.

Monday, March 22, 2010

American History - The Colonial Period

The following article lists some simple, informative tips that will help you have a better experience with The Colonial Period.

The Colonial Period

NEW PEOPLES

Most settlers who came to America in the 17th century were English, but there were also Dutch, Swedes and Germans in the middle region, a few French Huguenots in South Carolina and elsewhere, slaves from Africa, primarily in the South, and a scattering of Spaniards, Italians and Portuguese throughout the colonies.

After 1680 England ceased to be the chief source of immigration. Thousands of refugees fled continental Europe to escape the path of war. Many left their homelands to avoid the poverty induced by government oppression and absentee-landlordism.

By 1690 the American population had risen to a quarter of a million. From then on, it doubled every 25 years until, in 1775, it numbered more than 2.5 million.

Although a family could move from Massachusetts to Virginia or from South Carolina to Pennsylvania, without major readjustment, distinctions between individual colonies were marked. They were even more so between the three regional groupings of colonies

NEW ENGLAND

New England in the northeast has generally thin, stony soil, relatively little level land, and long winters, making it difficult to make a living from farming. Turning to other pursuits, the New Englanders harnessed water power and established grain mills and sawmills. Good stands of timber encouraged shipbuilding. Excellent harbors promoted trade, and the sea became a source of great wealth. In Massachusetts, the cod industry alone quickly furnished a basis for prosperity.

With the bulk of the early settlers living in villages and towns around the harbors, many New Englanders carried on some kind of trade or business. Common pasture land and woodlots served the needs of townspeople, who worked small farms nearby. Compactness made possible the village school, the village church and the village or town hall, where citizens met to discuss matters of common interest.

The Massachusetts Bay Colony continued to expand its commerce. From the middle of the 17th century onward it grew prosperous, and Boston became one of America's greatest ports.

Oak timber for ships' hulls, tall pines for spars and masts, and pitch for the seams of ships came from the Northeastern forests. Building their own vessels and sailing them to ports all over the world, the ship masters of Massachusetts Bay laid the foundation for a trade that was to grow steadily in importance. By the end of the colonial period, one-third of all vessels under the British flag were built in New England. Fish, ship's stores and wooden ware swelled the exports.

New England shippers soon discovered, too, that rum and slaves were profitable commodities. One of the most enterprising -- if unsavory -- trading practices of the time was the so-called "triangular trade." Merchants and shippers would purchase slaves off the coast of Africa for New England rum, then sell the slaves in the West Indies where they would buy molasses to bring home for sale to the local rum producers.

THE MIDDLE COLONIES

Society in the middle colonies was far more varied, cosmopolitan and tolerant than in New England. In many ways, Pennsylvania and Delaware owed their initial success to William Penn.

Under his guidance, Pennsylvania functioned smoothly and grew rapidly. By 1685 its population was almost 9,000. The heart of the colony was Philadelphia, a city soon to be known for its broad, tree-shaded streets, substantial brick and stone houses, and busy docks. By the end of the colonial period, nearly a century later, 30,000 people lived there, representing many languages, creeds and trades. Their talent for successful business enterprise made the city one of the thriving centers of colonial America.

Though the Quakers dominated in Philadelphia, elsewhere in Pennsylvania others were well represented. Germans became the colony's most skillful farmers. Important, too, were cottage industries such as weaving, shoe making, cabinetmaking and other crafts.

Pennsylvania was also the principal gateway into the New World for the Scots-Irish, who moved into the colony in the early 18th century. "Bold and indigent strangers," as one Pennsylvania official called them, they hated the English and were suspicious of all government. The Scots-Irish tended to settle in the back country, where they cleared land and lived by hunting and subsistence farming.

As mixed as the people were in Pennsylvania, New York best illustrated the polyglot nature of America. By 1646 the population along the Hudson River included Dutch, French, Danes, Norwegians, Swedes, English, Scots, Irish, Germans, Poles, Bohemians, Portuguese and Italians -- the forerunners of millions to come.

The Dutch continued to exercise an important social and economic influence on the New York region long after the fall of New Netherlands and their integration into the British colonial system. Their sharp-stepped, gable roofs became a permanent part of the city's architecture, and their merchants gave Manhattan much of its original bustling, commercial atmosphere.

THE SOUTHERN COLONIES

In contrast to New England and the middle colonies were the predominantly rural southern settlements: Virginia, Maryland, North and South Carolina, and Georgia.

By the late 17th century, Virginia's and Maryland's economic and social structure rested on the great planters and the yeoman farmers. The planters of the tidewater region, supported by slave labor, held most of the political power and the best land. They built great houses, adopted an aristocratic way of life and kept in touch as best they could with the world of culture overseas.

At the same time, yeoman farmers, who worked smaller tracts of land, sat in popular assemblies and found their way into political office. Their outspoken independence was a constant warning to the oligarchy of planters not to encroach too far upon the rights of free men.

Charleston, South Carolina, became the leading port and trading center of the South. There the settlers quickly learned to combine agriculture and commerce, and the marketplace became a major source of prosperity. Dense forests also brought revenue: lumber, tar and resin from the long leaf pine provided some of the best shipbuilding materials in the world. Not bound to a single crop as was Virginia, North and South Carolina also produced and exported rice and indigo, a blue dye obtained from native plants, which was used in coloring fabric. By 1750 more than 100,000 people lived in the two colonies of North and South Carolina.

In the southern-most colonies, as everywhere else, population growth in the back country had special significance. German immigrants and Scots-Irish, unwilling to live in the original tidewater settlements where English influence was strong, pushed inland. Those who could not secure fertile land along the coast, or who had exhausted the lands they held, found the hills farther west a bountiful refuge. Although their hardships were enormous, restless settlers kept coming, and by the 1730s they were pouring into the Shenandoah Valley of Virginia. Soon the interior was dotted with farms.

Living on the edge of the Indian country, frontier families built cabins, cleared tracts in the wilderness and cultivated maize and wheat. The men wore leather made from the skin of deer or sheep, known as buckskin; the women wore garments of cloth they spun at home. Their food consisted of venison, wild turkey and fish. They had their own amusements -- great barbecues, dances, housewarmings for newly married couples, shooting matches and contests for making quilted blankets. Quilts remain an American tradition today.

SOCIETY, SCHOOLS AND CULTURE

A significant factor deterring the emergence of a powerful aristocratic or gentry class in the colonies was the fact that anyone in an established colony could choose to find a new home on the frontier. Thus, time after time, dominant tidewater figures were obliged, by the threat of a mass exodus to the frontier, to liberalize political policies, land-grant requirements and religious practices. This movement into the foothills was of tremendous import for the future of America.

Of equal significance for the future were the foundations of American education and culture established during the colonial period. Harvard College was founded in 1636 in Cambridge, Massachusetts. Near the end of the century, the College of William and Mary was established in Virginia. A few years later, the Collegiate School of Connecticut, later to become Yale College, was chartered. But even more noteworthy was the growth of a school system maintained by governmental authority. The Puritan emphasis on reading directly from the Scriptures underscored the importance of literacy.

In 1647 the Massachusetts Bay Colony enacted the "ye olde deluder Satan" Act, requiring every town having more than 50 families to establish a grammar school (a Latin school to prepare students for college). Shortly thereafter, all the other New England colonies, except Rhode Island, followed its example.

The first immigrants in New England brought their own little libraries and continued to import books from London. And as early as the 1680s, Boston booksellers were doing a thriving business in works of classical literature, history, politics, philosophy, science, theology and belles-letters. In 1639 the first printing press in the English colonies and the second in North America was installed at Harvard College.

The first school in Pennsylvania was begun in 1683. It taught reading, writing and keeping of accounts. Thereafter, in some fashion, every Quaker community provided for the elementary teaching of its children. More advanced training -- in classical languages, history and literature -- was offered at the Friends Public School, which still operates in Philadelphia as the William Penn Charter School. The school was free to the poor, but parents who could were required to pay tuition.

In Philadelphia, numerous private schools with no religious affiliation taught languages, mathematics and natural science; there were also night schools for adults. Women were not entirely overlooked, but their educational opportunities were limited to training in activities that could be conducted in the home. Private teachers instructed the daughters of prosperous Philadelphians in French, music, dancing, painting, singing, grammar and sometimes even bookkeeping.

In the 18th century, the intellectual and cultural development of Pennsylvania reflected, in large measure, the vigorous personalities of two men: James Logan and Benjamin Franklin. Logan was secretary of the colony, and it was in his fine library that young Franklin found the latest scientific works. In 1745 Logan erected a building for his collection and bequeathed both building and books to the city.

Franklin contributed even more to the intellectual activity of Philadelphia. He formed a debating club that became the embryo of the American Philosophical Society. His endeavors also led to the founding of a public academy that later developed into the University of Pennsylvania. He was a prime mover in the establishment of a subscription library, which he called "the mother of all North American subscription libraries."

In the Southern colonies, wealthy planters and merchants imported private tutors from Ireland or Scotland to teach their children. Others sent their children to school in England. Having these other opportunities, the upper classes in the Tidewater were not interested in supporting public education. In addition, the diffusion of farms and plantations made the formation of community schools difficult. There were a few endowed free schools in Virginia; the Syms School was founded in 1647 and the Eaton School emerged in 1659.

The desire for learning did not stop at the borders of established communities, however. On the frontier, the Scots-Irish, though living in primitive cabins, were firm devotees of scholarship, and they made great efforts to attract learned ministers to their settlements.

Literary production in the colonies was largely confined to New England. Here attention concentrated on religious subjects. Sermons were the most common products of the press. A famous Puritan minister, the Reverend Cotton Mather, wrote some 400 works. His masterpiece, Magnalia Christi Americana, presented the pageant of New England's history. But the most popular single work of the day was the Reverend Michael Wigglesworth's long poem, "The Day of Doom," which described the last judgment in terrifying terms.

In 1704 Cambridge, Massachusetts, launched the colonies' first successful newspaper. By 1745 there were 22 newspapers being published throughout the colonies.

How can you put a limit on learning more? The next section may contain that one little bit of wisdom that changes everything.

In New York, an important step in establishing the principle of freedom of the press took place with the case of Johann Peter Zenger, whose New York Weekly Journal begun in 1733, represented the opposition to the government. After two years of publication, the colonial governor could no longer tolerate Zenger's satirical barbs, and had him thrown into prison on a charge of seditious libel. Zenger continued to edit his paper from jail during his nine-month trial, which excited intense interest throughout the colonies. Andrew Hamilton, the prominent lawyer who defended Zenger, argued that the charges printed by Zenger were true and hence not libelous. The jury returned a verdict of not guilty, and Zenger went free.

The prosperity of the towns, which prompted fears that the devil was luring society into pursuit of worldly gain, produced a religious reaction in the 1730s that came to be known as the Great Awakening. Its inspiration came from two sources: George Whitefield, a Wesleyan revivalist who arrived from England in 1739, and Jonathan Edwards, who originally served in the Congregational Church in Northampton, Massachusetts.

Whitefield began a religious revival in Philadelphia and then moved on to New England. He enthralled audiences of up to 20,000 people at a time with histrionic displays, gestures and emotional oratory. Religious turmoil swept throughout New England and the middle colonies as ministers left established churches to preach the revival.

Among those influenced by Whitefield was Edwards, and the Great Awakening reached its culmination in 1741 with his sermon "Sinners in the Hands of an Angry God." Edwards did not engage in theatrics, but delivered his sermons in a quiet, thoughtful manner. He stressed that the established churches sought to deprive Christianity of its emotional content. His magnum opus, Of Freedom of Will (1754), attempted to reconcile Calvinism with the Enlightenment.

The Great Awakening gave rise to evangelical denominations and the spirit of revivalism, which continue to play significant roles in American religious and cultural life. It weakened the status of the established clergy and provoked believers to rely on their own conscience. Perhaps most important, it led to the proliferation of sects and denominations, which in turn encouraged general acceptance of the principle of religious toleration.

EMERGENCE OF COLONIAL GOVERNMENT

In all phases of colonial development, a striking feature was the lack of controlling influence by the English government. All colonies except Georgia emerged as companies of shareholders, or as feudal proprietorships stemming from charters granted by the Crown. The fact that the king had transferred his immediate sovereignty over the New World settlements to stock companies and proprietors did not, of course, mean that the colonists in America were necessarily free of outside control. Under the terms of the Virginia Company charter, for example, full governmental authority was vested in the company itself. Nevertheless, the crown expected that the company would be resident in England. Inhabitants of Virginia, then, would have no more voice in their government than if the king himself had retained absolute rule.

For their part, the colonies had never thought of themselves as subservient. Rather, they considered themselves chiefly as commonwealths or states, much like England itself, having only a loose association with the authorities in London. In one way or another, exclusive rule from the outside withered away. The colonists -- inheritors of the traditions of the Englishman's long struggle for political liberty -- incorporated concepts of freedom into Virginia's first charter. It provided that English colonists were to exercise all liberties, franchises and immunities "as if they had been abiding and born within this our Realm of England." They were, then, to enjoy the benefits of the Magna Carta and the common law. In 1618 the Virginia Company issued instructions to its appointed governor providing that free inhabitants of the plantations should elect representatives to join with the governor and an appointive council in passing ordinances for the welfare of the colony.

These measures proved to be some of the most far-reaching in the entire colonial period. From then on, it was generally accepted that the colonists had a right to participate in their own government. In most instances, the king, in making future grants, provided in the charter that the free men of the colony should have a voice in legislation affecting them. Thus, charters awarded to the Calverts in Maryland, William Penn in Pennsylvania, the proprietors in North and South Carolina and the proprietors in New Jersey specified that legislation should be enacted with "the consent of the freemen."

In New England, for many years, there was even more complete self-government than in the other colonies. Aboard the Mayflower, the Pilgrims adopted an instrument for government called the "Mayflower Compact," to "combine ourselves together into a civil body politic for our better ordering and preservation...and by virtue hereof [to] enact, constitute, and frame such just and equal laws, ordinances, acts, constitutions, and offices...as shall be thought most meet and convenient for the general good of the colony...."

Although there was no legal basis for the Pilgrims to establish a system of self-government, the action was not contested and, under the compact, the Plymouth settlers were able for many years to conduct their own affairs without outside interference.

A similar situation developed in the Massachusetts Bay Company, which had been given the right to govern itself. Thus, full authority rested in the hands of persons residing in the colony. At first, the dozen or so original members of the company who had come to America attempted to rule autocratically. But the other colonists soon demanded a voice in public affairs and indicated that refusal would lead to a mass migration.

Faced with this threat, the company members yielded, and control of the government passed to elected representatives. Subsequently, other New England colonies -- such as Connecticut and Rhode Island -- also succeeded in becoming self-governing simply by asserting that they were beyond any governmental authority, and then setting up their own political system modeled after that of the Pilgrims at Plymouth.

In only two cases was the self-government provision omitted. These were New York, which was granted to Charles II's brother, the Duke of York (later to become King James II); and Georgia, which was granted to a group of "trustees." In both instances the provisions for governance were short-lived, for the colonists demanded legislative representation so insistently that the authorities soon yielded.

Eventually most colonies became royal colonies, but in the mid-17th century, the English were too distracted by the Civil War (1642-1649) and Oliver Cromwell's Puritan Commonwealth and Protectorate to pursue an effective colonial policy. After the restoration of Charles II and the Stuart dynasty in 1660, England had more opportunity to attend to colonial administration. Even then, however, it was inefficient and lacked a coherent plan, and the colonies were left largely to their own devices.

The remoteness afforded by a vast ocean also made control of the colonies difficult. Added to this was the character of life itself in early America. From countries limited in space and dotted with populous towns, the settlers had come to a land of seemingly unending reach. On such a continent, natural conditions promoted a tough individualism, as people became used to making their own decisions. Government penetrated the back country only slowly, and conditions of anarchy often prevailed on the frontier.

Yet, the assumption of self-government in the colonies did not go entirely unchallenged. In the 1670s, the Lords of Trade and Plantations, a royal committee established to enforce the mercantile system on the colonies, moved to annul the Massachusetts Bay charter, because the colony was resisting the government's economic policy. James II in 1685 approved a proposal to create a Dominion of New England and place colonies south through New Jersey under its jurisdiction, thereby tightening the Crown's control over the whole region. A royal governor, Sir Edmund Andros, levied taxes by executive order, implemented a number of other harsh measures and jailed those who resisted.

When news of the Glorious Revolution (1688-1689) that deposed James II reached Boston, the population rebelled and imprisoned Andros. Under a new charter, Massachusetts and Plymouth were united for the first time in 1691 as the royal colony of Massachusetts Bay. The other colonies that had come under the Dominion of New England quickly reinstalled their previous governments.

The Glorious Revolution had other positive effects on the colonies. The Bill of Rights and Toleration Act of 1689 affirmed freedom of worship for Christians and enforced limits on the Crown. Equally important, John Locke's Second Treatise on Government (1690) set forth a theory of government based not on divine right but on contract, and contended that the people, endowed with natural rights of life, liberty and property, had the right to rebel when governments violated these natural rights.

Colonial politics in the early 18th century resembled English politics in the 17th. The Glorious Revolution affirmed the supremacy of Parliament, but colonial governors sought to exercise powers in the colonies that the king had lost in England. The colonial assemblies, aware of events in England, attempted to assert their "rights" and "liberties." By the early 18th century, the colonial legislatures held two significant powers similar to those held by the English Parliament: the right to vote on taxes and expenditures, and the right to initiate legislation rather than merely act on proposals of the governor.

The legislatures used these rights to check the power of royal governors and to pass other measures to expand their power and influence. The recurring clashes between governor and assembly worked increasingly to awaken the colonists to the divergence between American and English interests. In many cases, the royal authorities did not understand the importance of what the colonial assemblies were doing and simply neglected them. However, these acts established precedents and principles and eventually became part of the "constitution" of the colonies.

In this way, the colonial legislatures established the right of self- government. In time, the center of colonial administration shifted from London to the provincial capitals.

THE FRENCH AND INDIAN WAR

France and Britain engaged in a succession of wars in Europe and the Caribbean at several intervals in the 18th century. Though Britain secured certain advantages from them -- primarily in the sugar-rich islands of the Caribbean -- the struggles were generally indecisive, and France remained in a powerful position in North America at the beginning of the Seven Years War in 1754.

By that time France had established a strong relationship with a number of Indian tribes in Canada and along the Great Lakes, taken possession of the Mississippi River and, by establishing a line of forts and trading posts, marked out a great crescent-shaped empire stretching from Quebec to New Orleans. Thus, the British were confined to the narrow belt east of the Appalachian Mountains. The French threatened not only the British Empire but the American colonists themselves, for in holding the Mississippi Valley, France could limit their westward expansion.

An armed clash took place in 1754 at Fort Duquesne, the site where Pittsburgh, Pennsylvania, is now located, between a band of French regulars and Virginia militiamen under the command of 22-year-old George Washington, a Virginia planter and surveyor.

In London, the Board of Trade attempted to deal with the conflict by calling a meeting of representatives from New York, Pennsylvania, Maryland and the New England colonies. From June 19 to July 10, the Albany Congress, as it came to be known, met with the Iroquois at Albany, New York, in order to improve relations with them and secure their loyalty to the British.

The delegates also declared a union of the American colonies "absolutely necessary for their preservation," and adopted the Albany Plan of Union. Drafted by Benjamin Franklin, the plan provided that a president appointed by the king act with a grand council of delegates chosen by the assemblies, with each colony to be represented in proportion to its financial contributions to the general treasury. This organ would have charge of defense, Indian relations, and trade and settlement of the west, as well as having the power to levy taxes. But none of the colonies accepted Franklin's plan, for none wished to surrender either the power of taxation or control over the development of the western lands to a central authority.

England's superior strategic position and her competent leadership ultimately brought victory in the Seven Years' War, only a modest portion of which was fought in the Western Hemisphere.

In the Peace of Paris, signed in 1763, France relinquished all of Canada, the Great Lakes and the upper Mississippi Valley to the British. The dream of a French empire in North America was over. Having triumphed over France, Britain was now compelled to face a problem that it had hitherto neglected -- the governance of its empire. It was essential that London organize its now vast possessions to facilitate defense, reconcile the divergent interests of different areas and peoples, and distribute more evenly the cost of imperial administration.

In North America alone, British territories had more than doubled. To the narrow strip along the Atlantic coast had been added the vast expanse of Canada and the territory between the Mississippi River and the Allegheny Mountains, an empire in itself. A population that had been predominantly Protestant and English now included French-speaking Catholics from Quebec, and large numbers of partly Christianized Indians. Defense and administration of the new territories, as well as of the old, would require huge sums of money and increased personnel. The old colonial system was obviously inadequate to these tasks.

SIDEBAR: THE WITCHES OF SALEM

In 1692 a group of adolescent girls in Salem Village, Massachusetts, became subject to strange fits after hearing tales told by a West Indian slave. When they were questioned, they accused several women of being witches who were tormenting them. The townspeople were appalled but not surprised: belief in witchcraft was widespread throughout 17th-century America and Europe.

What happened next -- although an isolated event in American history -- provides a vivid window into the social and psychological world of Puritan New England. Town officials convened a court to hear the charges of witchcraft, and swiftly convicted and executed a tavernkeeper, Bridget Bishop. Within a month, five other women had been convicted and hanged.

Nevertheless, the hysteria grew, in large measure because the court permitted witnesses to testify that they had seen the accused as spirits or in visions. By its very nature, such "spectral evidence" was especially dangerous, because it could be neither verified nor subject to objective examination. By the fall of 1692, more than 20 victims, including several men, had been executed, and more than 100 others were in jail -- among them some of the town's most prominent citizens. But now the hysteria threatened to spread beyond Salem, and ministers throughout the colony called for an end to the trials. The governor of the colony agreed and dismissed the court. Those still in jail were later acquitted or given reprieves.

The Salem witch trials have long fascinated Americans. On a psychological level, most historians agree that Salem Village in 1692 was seized by a kind of public hysteria, fueled by a genuine belief in the existence of witchcraft. They point out that, while some of the girls may have been acting, many responsible adults became caught up in the frenzy as well.

But even more revealing is a closer analysis of the identities of the accused and the accusers. Salem Village, like much of colonial New England at that time, was undergoing an economic and political transition from a largely agrarian, Puritan-dominated community to a more commercial, secular society. Many of the accusers were representatives of a traditional way of life tied to farming and the church, whereas a number of the accused witches were members of the rising commercial class of small shopkeepers and tradesmen. Salem's obscure struggle for social and political power between older traditional groups and a newer commercial class was one repeated in communities throughout American history . But it took a bizarre and deadly detour when its citizens were swept up by the conviction that the devil was loose in their homes.

The Salem witch trials also serve as a dramatic parable of the deadly consequences of making sensational, but false, charges. Indeed, a frequent term in political debate for making false accusations against a large number of people is "witch hunt."

It never hurts to be well-informed with the latest on The Colonial Period. Compare what you've learned here to future articles so that you can stay alert to changes in the area of The Colonial Period.

Sunday, March 21, 2010

How to Find The Perfect Wedding Dress

You want the perfect wedding dress, so you have made it a major focus of your pre wedding planning. There are some things you need to find from the bridal shop, before you even look at your first gown. Do you need to make an appointment to visit the shop? Does the store carry dresses you can afford Can you browse the whole collection, or do you only get to see the dresses the sales person chooses for you? If this shop doesn't carry the dress you love, can it be ordered?

Once these questions have been answered and you find a dress or two that you like, there are still more questions you need to ask. Can a particular dress be ordered with different sleeves, or neckline? What alterations can be done and what will that cost? Can you get a written estimate on the alterations? If we order the bridesmaids dresses here, can we get a discount or free alterations? Do you have headpieces and or veils that will go with my dress? How much is the deposit and when is the balance due? What are the cancellation and refund policies? Can we get a Rush on this dress if necessary? These are the most important questions to ask, but you will probably have some of your own. Beware of any shop that won't give you straight answers or written estimates. When you think you have found just the right dress, ask if they can hold it for a day or two, then go home wait at least 34 hours and go back for another look. If you still love it, then go right ahead and buy it.

On the other hand, if your mother, maid of honor, sales clerk or friend thinks a dress is perfect and you are not sure, use the same strategy. Wait a day; go back for a second look before you reject it. If a dress just doesn't feel right or you just don't like it do not yield to pressure from the store staff, friends or even Mom. It is your dress, your day, you decide.

After you have chosen your wedding dress, the clerk or the shop's seamstress will take measurements of your bust, waist and hips, and determine if the dress needs to be taken up. Just about every wedding dress needs some alterations. You will also need to go in for fittings, usually at least three times. Make sure, if your alterations are not free, that you get a written estimate. Find out if you will be able to "borrow" your dress for a portrait sitting, and return it for pressing afterwards. Pay with a credit card so that if anything goes wrong, you can dispute the payment.

You have another big decision to make. What about your headpiece and veil? The sales staff should be able to assist you in choosing a headpiece that goes with your dress. Veils come in several lengths and styles, and again the staff can help you decide which is best for you.

The veil you choose for your wedding depends on the dress you have chosen. If you are wearing a street length casual style dress you wouldn't choose a cathedral or chapel veil, both of which trail the floor. By the same token you wouldn't wear a flyaway veil, which barely brushes the shoulders, with a formal dress with a train.

Don't forget you need to get the right lingerie, shoes and jewelry, to go with your beautiful wedding dress.

Before we leave the bridal salon, there is one more detail to attend to, your bridesmaids dresses. When choosing these dresses, you need to take into consideration the ages, complexions, and body types of your attendants. Fortunately today's bridesmaid's gowns are no longer the cookie cutter dresses all in the same color, that nobody would ever wear again.

Some options for bridesmaid's dresses are to choose a color and fabric suitable for all of the women and let each of them pick a style that she is comfortable with. Or you can choose a simple a-line or empire waist dress that flatters all figures, and let the girls choose the from a color family, say purple, the options could be lilac, lavender, plum, mauve and orchid. If you do choose to have all attendants wear the same dress, they can personalize the look with small beaded purses, scarves, jewelry or shawls.

Also, be aware that the colors and your bridesmaid's wear have to complement
The color scheme of your reception, you don't want a red plan for your reception in red if your maids are wearing green, unless you are going for a Christmas look.

The wedding is over, now you have to decide what to do with that beautiful, expensive dress. You can put it on a hangar in the back of your closet, where any stains will set and be very difficult to remove at a later time. You need to ask your bridal shop or wedding consultant in advance for the name of a gown preservationist. Many dry cleaners claim to clean wedding gowns, but most are not experts in preservation.

There are two cleaning methods used by preservationists. Some use the wet cleaning method, this entails washing the dress by hand with a mild cleanser, that removes visible and invisible stains (champagne and sugar) Other companies use the dry cleaning method, where stains are pre-treated and then put in a dry cleaning machine. Once the dress is cleaned, it is wrapped in white acid free tissue paper or unbleached muslin. Ordinary tissue paper has acids that can stain and eventually eat holes in your dress. Then the wrapped dress is in is placed in an acid free or paperboard box. Sometimes the box has a viewing window of acetate. Store the box in out of direct light to keep the dress from becoming yellow.

Having your gown cleaned and packaged by a reputable preservationist can cost between $200- $400 depending on where you live. Before sending your dress off to be done, ask if the work is done on site. Also find out if you have to sign a disclaimer and sometimes say that the company is not responsible for damage done during the preservation processes, You should seek out a preservationist who will guarantee her or his work.

To help preserve your dress never wrap it in plastic, don't hang it on an ordinary wood or wire hangar, because the dress could stretch and distort from its own weight. Don't try to clean stains, this could cause them to set.

If you are all tapped out after the wedding you can do things to prolong the life of the dress. Wrap the dress in unbleached muslin, or a white sheet, and store in a sturdy box under your bed. Then as soon as you possibly can take the gown to a professional preservationist. Some day your daughter may want to wear it on her wedding day.

Saturday, March 20, 2010

Can Golf Swing Lessons Really Help

You may often wonder, as a golf player, whether golf swing lessons could improve your game. There are obviously a lot of elements to the game of golf and you could try a huge range of things in order to better your score.

Getting more knowledge of the game and the muscles used will help you to develop a fitness routine. Knowing more about energy release will help you to develop a healthy eating plan. Understanding about tactics and the mental side of the game should help you to have a more positive attitude when playing. However, if you concentrate on your golf swing, you may find that this is more effective than changes these other aspects.

Although the other things are also important for your game, and if you want to be a top professional then you would need to pay careful attention to each one of them, if you want to make a vast improvement in a short amount of time then working on the swing is probably the best way to go.

This means that you get each hole off to a good start and by improving the muscles that you use when you swing, you will also be increasing your overall fitness and stamina anyway. By starting each hole well you will have a positive approach to the later shots and should be able to make a better job of finishing the hole with a low score.

So when thinking of improving your game, consider getting golf swing lessons to get the biggest impact on your score.

Thursday, March 18, 2010

Bad Canoe Trip Ideas - Teenagers and Spaghetti

On a recent canoe trip, I realized that there is a need for this article. A bunch of my friends got together and went down in the boonies for a two-day canoe trip. It sounded like a great deal at first, pay $110 per person, bring your tent and whatever you want to drink, and we'll have a couple extra pup tents if anybody needs a place to sleep. For $110, it included the canoe rental, campsite, and all the food so no need to bring groceries. Sounded easy enough, thank goodness old habits are hard to break as I still brought my own pup tent and own cooler and of course couldn't resist the sale on Pringles and Little Debbies, when I was at the store.

It was hotter than blazes and forecast to be in the upper 90's all weekend, nice on the river, however not so nice in a tent. Anyway, the first night was set up tents, (none of the expected extras available either; thank goodness I had my own). Then it was time for the adults to wrestle up dinner while the teenagers, kids and dogs went to the river to swim, (and get eaten by mosquitoes).

So, I asked, "What's for dinner?", to which the response was "Spaghetti". Now, I'm thinking and then I said it, "I never had spaghetti on a camping trip before", figuring she had some secret way of making it over the campfire. Well, she didn't. Her plan was that she had a huge stockpot to boil water and a couple skillets to make the hamburger/canned sauce in. Unfortunately, it's hard to balance a big pan of boiling water on a round log that's flaming, (since she didn't bring any type of grill to set it on). So I practiced the old triangle of flaming logs trick, set it on there and stayed back. It did work albeit barely. Anywho....don't ever make spaghetti on a camping trip, especially when you have forgotten to bring the plates and forks.

Lunch the next day on the float was sandwiches. I still had Pringles and Little Debbie's in my bag. Of course after the previous nights fiasco with the spaghetti I had wisely stashed some in the tent for later. Good thing too, because, after the river canoe float, the evening meal was to find a stick and grill hotdogs and bratwurst over the campfire. Now this is more like it when camping. However, when teenagers are involved, this is something that really needs to be thought through, because teenagers can be so inconsiderate most times. Guess what? Teenage boys can eat 5-8 hot dogs or bratwurst each, and not care if there are any left for the adults, which is what they did.

So dinner for the adults would have to be smores, as we did have two boxes of graham crackers and the chocolate and marshmallows hadn't melted in the heat. Well, we THOUGHT we had two boxes. However, the teenage boys had eaten one of the boxes while they were waiting for the spaghetti to get done the previous night, because, "we were starving". I was too, I could hardly wait to get in my tent and have the usual Pringles and Little Debbies for dinner.

The moral of the story is make sure you take your own gear and food when you go on any canoe or camping trip.

Tuesday, March 16, 2010

Earn eBay Cash From Research

Are you the type of person that enjoys probing, investigating and researching a subject? If so, then here's a way you can make some easy money from all your cerebral efforts.

Not so long ago, selling 'website links' on eBay was quite a money spinner.

Essentially, the idea was to compile a useful list of links for a particular niche market, say for example, wholesale suppliers / dropshippers, and then sell this, with some explanatory text, to any interested buyers.

The quality of this information often varied from the totally inadequate to the extremely useful. Perhaps because of this inconsistency in quality, eBay now tends to frown on this type of basic product even if the customer happens to get good value for money.

However, the general concept of selling 'internet content' is still a financially viable one and something that can be adapted and improved upon. So if you decide to try and sell the results of your research then you'll probably have to devise a more acceptable 'end product' to ward off the attention of the eBay policy hounds.

Obviously, your aim should be to offer relevant, informative and, ideally, unique information that'll be of great value to your customer and well worth the money paid for it. So with that as your goal, let's try to work through an idea and explore it's possibilities.

Let's imagine that you're a keen cyclist and that you know all about the best cycling web sites that deal with discounted equipment suppliers, beautiful cycling locations, cycling holidays, great cycling clubs etc. This information would no doubt be extremely useful to many cycling enthusiasts. And it's something they'd be prepared to pay good money for rather than spend hours themselves surfing the web.

And remember that this kind of research could apply to any market from antiques to xylophones and everything in between. So no matter what your interest, if you can offer some really useful and interesting information then it could be offered for sale on eBay.

But how do you turn this raw information into ready cash?

Well, you could still try to sell a list of your web links but as mentioned earlier, this is not considered to be appropriate by eBay. So you could experience some listing problems with this approach. However, there is an alternative.

What about making a simple video of your own research efforts?

This could show you locating the sites of interest, with close up screen shots, and offering tips on how to get the most from the sites and the best way to use them.

This approach is more than likely to circumvent any eBay listing problems. And you could charge more for this type of 'tangible' item because there's more of a perceived value on the part of the customer with this type of product than just an email list of links with descriptive text.

Admittedly, your costs will increase and you'll have to spend time shipping the items sold but your increased selling price should more than compensate for this extra effort.

And you don't need to be an expert in any particular subject to make this work for you.

If you already have a passion for something then so much the better. This means you can get started straight away. But if you're naturally inquisitive and enjoy doing research then you could chose virtually any marketable topic and start to explore its possibilities. The choices are endless but to make it pay you need to focus on what's in demand.

Getting feedback from your customers is vital. You can then use this in all your listings to generate even more sales and establish your credibility. It may be difficult at first but if you're confident in your product then ask for feedback and promise to do likewise. Most buyers will respond to your request.

Also, special care and attention must be spent on your eBay description.

As you'll be selling something that is completely new and unknown then you must provide the full story about your product. You must present a good, specific description that emphasises all the positive benefits. Don't be frightened to sing the praises of all your hard work and what your product can do for your customer.

Let's say that you haven't got a clue about any subject whatsoever or any sites to use for your video. Also, you just haven't got the time to spend hours on research.

Well, how about 'outsourcing' or, in effect, paying someone else to do all the donkey work for you? This doesn't have to be costly. If you visit http://www.elance.com, you can hire freelancers, and other specialists, to do all your research at a very reasonable cost.

So if you decided that there'd be a lucrative market for a video / CD on collecting Chinese snuff bottles then you can hire a researcher to locate all the relevant web sites, write some descriptive text, and then use that information to launch your product.

And talking of markets, that reminds me of probably the most important aspect of this exercise....finding a 'hot' market to sell into.

You'll need to find the right market from the outset. You should spend some time on this exercise and identify a niche where lots of people are hungry for the information you will be offering. This can take some time but the effort you expend on this will ultimately be reflected in the level of your sales.

And if your chosen subject was sufficiently extensive, you could create a series of videos / CD's and then sell them separately.

So once you had made a first sale on eBay you could later contact your buyers and make an offer for your other products 'outside' of the eBay marketplace. This way you would save on listing fees. You could then chose another topic / market and repeat the process.

Another idea is that you could use your video / CD's simply as a means of creating a list of interested buyers.

So you sell your first CD as a lead-in product at minimum cost. You then add the bidders / buyers to your email list and offer your other, more expensive, products to them as you feel appropriate.

If you find the right market then your product could carry on selling for some considerable time. And if your market is big enough then you can easily create a semi-residual income from a relatively small amount of initial effort and investment.

Finding that 'hot market' with lots of hungry buyers is the key to success with this particular scheme but it can make your research a very profitable pastime.

A little effort, creative skill and perseverance could soon put that extra cash into your bank account.

Monday, March 15, 2010

The Stock Market Is Not Always Nice: What To Do When the Market Plunges?

The safest way to beat the stock market is to not get into the stock market. According to "day traders" the best way to beat the stock market is to get in and get out quickly. The best way to beat the stock market by my Aunt Sara is to buy good stocks in good companies and hang on to them. Okay, I don't have an aunt named Sara. My nonexistent aunt did not buy Microsoft when it was a penny stock.

We have plenty of advice on the stock market. Here is a quote from Warren Buffet:

With each passing year, the noise level in the stock market rises. Television commentators, financial writers, analysts, and market strategists are all overtalking each other to get investors' attention. At the same time, individual investors, immersed in chat rooms and message boards, are exchanging questionable and often misleading tips. Yet, despite all this available information, investors find it increasingly difficult to profit. Stock prices skyrocket with little reason, then plummet just as quickly, and people who have turned to investing for their children's education and their own retirement become frightened. Sometimes there appears to be no rhyme or reason to the market, only folly.

I would like to give you the reference for that quote but I'm not allowed to this early in the article. I have to have about six paragraphs before I can give a reference in the form of a link. I'll sneak it in later in the article.

I lived in the depression. I ate mostly beans for over a decade because of the "great depression." I don't know what was so great about it. My clothing was patched and the souls of my shoes were always flapping. Well, I still like beans, especially those I get down the street from my friend, Art, at the Mexican restaurant.

The "great depression" was caused by a huge drop in the stock market. Investors were jumping out of windows in America's large cities. Working men lost their jobs and hit the rails. We had many of them come to our door for a plate of beans and home made bread. That's good eatin'. While I was eating my beans, some folks where buying bargain basement stocks for their future wealth.

Since I'm just a hack writer, I'll digress and tell you something about the hobos that marched up to our back door. They walked a quarter of a mile past our neighbors right to our door. Our address was written on a railroad switching control box in the hobo jungle saying that a man could get fed at our address.

I talked to all of those wandering men. Most wanted to work for their dinner. Only one ever gave us a problem. Dad was home so he was allowed to come into the house and join us for dinner. Because of some scary behavior, Dad had to take him out of the house with a poker. One time a neighbor came into our house and was upsetting my mother. I took him out of the house with that same poker.

To tell you the truth, I don't know how to make money in the stock market. I've proved that many times. It seems that it is always the big institutions against the small guy. It's the specialist on the floor of the stock exchanges against we suckers. One rule is to never place a market order while the stock exchange is closed. The specialist will rob you. Instead use limit orders.

Yesterday the stock market took a hit. I'm not sure what caused it but I suspect it was Alan Greenspan again. He evidently said some negative things to Chinese investors. That made them nervous and they sold off some of their holdings. Yesterday, the experts were not sure that was the only reason for the drop.

In the mid 1980s when the market had a very significant drop, my friend, Tom, a savvy investor, jumped for joy. Because of the price drop on many stocks, the percent return on stocks of a number of stable companies had jumped to over eight percent. He quickly bought up a big bunch of those stocks and collected the dividends while the stock prices went back up again.

I think that is the key to investing during a big downturn. But what does this hack writer know about investing?

Oh, yes. You can find that comment by Mr. Buffet at http://en.wikipedia.org/wiki/Stock_market

Saturday, March 13, 2010

Used Golf Clubs - A Solution or A Problem?

To be honest, if you find somewhere with a great set of clubs that have limited wear and the seller is reputable and professional about it, there is little chance that the used golf clubs will let you down.

In fact and perhaps especially if you are looking for a branded set, used golf clubs could well be a bargain and let you taste the good life for a fraction of the price you would pay for brand new.

Like buying a used car, it's important that you take note of a few things before you buy. No-one wants to have to fork out for the equivalent a new engine just after making the deal of the decade. And with used golf clubs, it's unlikely you will get a warranty that lasts for a year or more!

There are a few issues you need to consider as you make your purchase - it's better to investigate everything that's important about your used golf clubs now, rather than end up crying about it a few months down the track.

So, what do you need to consider then? Apart from trying to buy them from somewhere that you trust, with someone there who can advise you on the clubs' suitability for you personally, there are a few things that you own due diligence should be on the lookout for:-

1) Check the grips to ensure that there is no real wear. Of course a little wear on used golf clubs is acceptable. If there is more than the minimum and the grips are smoothing out, the clubs might still be a good buy, as long as you factor in the costs of regripping, which is generally quite low compared to the bargain price you might be getting.

2) The other thing to consider carefully about the grips on used golf clubs is whether they are loose at all. With some wear it's possible that they can deteriorate, so check this out too.

3) Have a good look at where the club head is attached to the shaft. If any of your set of used golf clubs show any signs of cracking at that critical point, be very wary. A crack here, however small, can easily turn into something much worse and that might be expensive to fix.

4) General wear and tear. Like buying a used car, the overall impression of the used golf clubs in your sights, is an indication of how they have been treated. A visual inspection can't show everything up, so if they have been treated in such a way as to give you concern, there might be hidden faults that could only show up later.

Used golf clubs are really good value and there is no doubt that you can get a great set for just a tiny proportion of the real off-the-shlf brand new cost.

As long as you have taken a little time to check out the possible problems, you should have little difficulty in getting yourself a good set of used golf clubs.

With luck, they will last you for a good length of time, as well as giving you the opportunity to experience a very good brand indeed, which might have been impossible if you had needed to buy them new.

Friday, March 12, 2010

Medicare Part D - Life Changes and Marketing Changes

When the Medicare Part D program took effect in January 2006, it was with the best of intentions. Over two years later, the main question would be, has the Medicare Part D made substantial changes to the lives of seniors?

If we go by current statistics, it can be said that Medicare Part D has made some improvements in the lives of seniors, but there have been no revolutionary changes thus far. Over 50% of Medicare beneficiaries are enrolled in Medicare Part D. And since the program began, the number of Medicare beneficiaries who do not have drug coverage decreased, from 38% to 10%.

However, even with Medicare Part D coverage, there are still seniors who are skipping on medicines because of their high costs. In 2006, after the Medicare Part D program was set up, 11.5% of Medicare beneficiaries still skipped medicines because of the high cost. But this was a minimal decrease from 2005, when 14.1% of Medicare beneficiaries skipped on medicines. In 2006, 7.6% of Medicare beneficiaries scrimped on their basic needs so they could buy medicines. This is a slight decrease in 2005, when 11.1% of seniors also scrimped on basic necessities to pay for medicine. The sickest Medicare recipients skipped pills but did not forego their basic needs. Their numbers were the same prior to and after the enactment of Medicare Part D.

Studies also show that many Medicare beneficiaries do not understand the Medicare Part D program.

CMS Guidelines On Marketing

On May 8, the Centers for Medicare & Medicaid Services (CMS) proposed a new rule requiring Medicare Part D plan providers to intensify their marketing efforts on their Part D plans: stand-alone Prescription Drug Plans (PDPs) and Medicare Advantage (MA) plans. The proposed new ruling also targets the tightening of MA Special Needs Plans (SNPs). Hopefully, this new rule takes effect in time for the marketing period of Medicare Part D 2009

With the new ruling, the CMS would be more flexible at determining the penalties against prescription drug plans that violate Medicare rules, which adversely affect Medicare beneficiaries. The new rule gives the CMS the author to impose a penalty of $25,000 for every enrollee who is adversely affected by the violation.

The proposed new rule also set a limit to the sales and marketing activities of plan providers, including:

* Prohibition of cold calls and expanding the existing prohibition on door-to-door marketing. Part D plan providers would have to set an appointment with Medicare beneficiaries in advance.

* Prohibition of cross-selling products unrelated to healthcare to a Part D enrollee.

* Prohibition of active sales activities at information fairs, community meetings and waiting rooms of health clinics.

* Medicare Advantage organizations using independent agents for their marketing must employ only state-licensed agents.

* Medicare Advantage organizations should set up level commission structures for their brokers and sales agents across all Medicare advantage products.

* Medicare Advantage organizations need to make sure that 90% of all new SNPs enrollees must be individuals with special needs. The proposed new rule of CMS will also outline the standards for delivery of services.

Prepare For Your Wedding - Some Tips

You may have probably started your wedding planning. You have a lot to prepare for. Some couples may find them lost since they do not do the work step by step. Below are some of the tips for your preparation.

You need to firstly set your budget. Of course it depends on how much you can afford and how much you would like to pay. You do not want to spend more than what you originally plan to spend. Some couples find wedding loans one of their options of financial sources but it is suggested that it is better not to be in debt because of the wedding. As a result, you should try your best to stick to your budget.

You can make a list of items in the order of their importance. You make find it quite difficult to decide which items are more important. However, in order to stick to the budget, it is unavoidable to make these painful decisions. You can certainly decide the importance based on your preference. At the end of the day it is your wedding and you should give the items you like higher ranks. However, you should also be objective so that you will not miss any "must have" items. The list should also be accepted and agreed by both of you and your partner.

After you make the list, you can discuss with your friends and relatives about the items on the list. This will be one of the most difficult tasks. It is not easy to handle the different, or sometimes contradicting, opinions for your wedding. You should always remind yourself that it is your wedding. You are only seeking for opinions and advices. If you agree with what your friends and relatives say, you will adjust your plan and list. If you do not agree with some of their opinions, you can discuss with your partner again to see if you should stick to your original ideas.

When the list is totally fixed (in fact, you may still adjust it later), you can try to find ways to add your personal touch to the top items so that your wedding can be more personalized. Unless you have plenty of time and budget, it is not wise to try to personalize every little item in your wedding.

Planning a wedding is like working on a design project. You have limited time and budget and it is not realistic to make everything totally perfect. As a designer myself, I will try to make the most important parts perfect and other parts acceptable. This notion also applies to wedding planning. Of course your "acceptable" standard may already be a "perfect" standard for some others.

Now you have already prioritized your wedding items. You can start really working on them. If you find a task too hard for you to handle, you can always ask for help from your friends and relatives. There is nothing to be shy to ask for help. And as I always say, they should be more than happy to help you since it is your wedding.

If you plan your wedding and work on it step by step, it is sure that you should be able to have a memorable wedding.

Thursday, March 11, 2010

Mini ATV Tires

For non-ATV enthusiast, this might sound like news but for those who are familiar with the workings of ATVs, we know that Mini ATV tires play a huge role in defining the performance of our ride. Thankfully, due to technology, there is a wide range of Mini ATV tires in the market, therefore, ATV enthusiasts are actually quite spoilt for choice. Does it make a difference which Mini ATV Tires you use? Of course it does.

Some ATV riders insist that they don't need high quality Mini ATV tires because they don't ride in mud all the time, therefore, don't need special Mini ATV tires for that purpose. But that's the whole point of getting high quality Mini ATV tires - you want one that can literally work effectively in all kinds of conditions. It's important. You want Mini ATV tires for hard-pack, mud, snow, ice, rocks and trails too.

However, if you are one of those ATV riders who prefer to have specialty tires because you focus on certain terrains. There are specialty tires that you can buy for your Mini ATV. Mud Mini ATV tires are designed to handle mud holes while snow Mini ATV tires are designed to grab and plow through snow and ice. The trail types of Mini ATV tires are made to give ATV riders a smooth a ride as possible and are often very easy to handle be it hard-pack, rocks or slippery surfaces.

Taking care and using your Mini ATV tires

If you've just gotten yourself some new Mini ATV tires, you should always mount the Mini ATV tires rims with bead seat safety humps. This is to ensure that there's resistance to dislodgement or there's no sudden deflation when you're mounting your new Mini ATV tires. Well, if you're not sure how to mount or use your Mini ATV tires, there's always the owner's manual. Oh, we know it's tedious and if you've been riding your ATV for some time, you probably know all the ropes. But there's the thing, it's better to be safe than sorry. So, flip through the new Mini ATV tires owner's manual to see if there's anything you should pay special attention to. Read the operating pressures and safety instructions sections thoroughly to make sure you know how to handle your new Mini ATV tires properly. Keep your new Mini ATV tires' owner's manual for easy reference later on.

Observing the restrictions of your Mini ATV tires' operating pressures is particularly important of operating your Mini ATV. The Mini ATV tires' operating pressures are often molded right there on the tire sidewall itself.

Taking care of your Mini ATV tires

Tires can last a long time, therefore, if you take good care of your Mini ATV tires properly, they will last you for years to come. However, this is only possible if you observe rules of using your Mini ATV tires. For instance, riding your Mini ATV on paved surfaces is never a good idea. And although you know how to mount your new Mini ATV tires yourself, it's best to consult with a professional because only a specially trained person should mount the ATV tires.

Wednesday, March 10, 2010

St Nicholas and Stress-Free Traditions

This is the time of year when parenting magazines urge frazzled parents to create family traditions with their children.

The articles are very helpful with detailed instructions which involve buying stuff from different stores and then making a craft with your kids that droops or doesn't stand up right so to fix it you burn your hand with a hot glue gun which causes a trip to the emergency room and costs you five hundred bucks.

I hate crafts.

I am a certifiably craft-challenged person. When I attempted crafts with my children, my handiwork always fell short, which made me cross and grumpy. At times, I have even been known to yell things like, "I hate Christmas." I hope my kids don't wind up in therapy.

Anyway, when my children were young I always kept trying. I looked for no-stress, cheap, craft-free family traditions. The emphasis was on no-stress. If something was cheap but a lot of work, I didn't do it. On the other hand if something cost a little bit more than what I wanted to spend but it was stress-free, I did it. As the years passed, I accumulated a nice little repertoire of family traditions.

Next week, December 6th, is St. Nicholas Day. This was one of my favorite days with my children. Originally, I got the idea to celebrate it from a friend who buys each of her children a little gift and puts them in their stockings.

The first year I tried it, I had Lauren and Kitchie, then seven and five, put their shoes outside the night before like Dutch children do. I purchased what I thought was a nice old-fashioned gift - wooden boy and girl dolls with wooden clothes to peg on - and placed them in their shoes. I don't know what I was thinking. The gifts were way too expensive and why was I buying dolls for my boy? Anyway, Lauren and Kitchie enjoyed the surprise, but not much. Children today receive so much - you can't buy a hamburger without getting a toy - that the dolls were just one more toy in a sea of gifts.

Then my friend told me she also bought yogurts and special breakfast foods for her children, which they didn't normally eat.

So, the following year, I again had Lauren and Kitchie put out their shoes. I rose before dawn and spread a red tablecloth on the floor of our living room in front of our glittering Christmas tree. Then I went outside and filled their shoes with special treats. There were gourmet cheeses, a round loaf of sour dough bread, little sausages, cartons of juice, oranges, and a little Christmas candy.

Lauren and Kitchie had already awakened and were waiting excitedly in Lauren's room giggling and whispering to each other. When all was ready, I turned off all the lights in the house, except for the Christmas tree, and lit a candle in an old-fashioned storybook candleholder.

My children immediately pretended they were still asleep. I "awakened" them and we tiptoed down the dark hall illuminated by candlelight. They opened the front door and I held the candle high as they bravely ventured into the cold, dark, December morning to retrieve their shoes and goodies.

We took our bounty into the family room and spread our feast out on the tablecloth by the beautiful tree. Lauren and Kitchie loved our St. Nicholas picnic and happily ate while I read the story of St. Nicholas by candlelight.

Nicholas was a 4th-century Catholic bishop, in what is now Turkey, who did many kind deeds for his fellow man. One story is that he saved three sisters who were to be sold into slavery for want of dowries. He tossed a pouch of gold in the house for the first sister and she was soon able to find a husband. He did the same for the second sister and then the third. With the last daughter, the father watched to see who had been tossing in the gold, and on discovering it was Nicholas, confessed and repented his sins.

For an extra treat, the children got to open one of the "poppers" on the tree. Poppers are small wrapped gifts that make a popping sound when you open them. You can buy them already made from gift catalogues or make them yourself out of empty toilet paper rolls and cap gun strips.

I never make them.

Our celebration continued as we went to morning Mass.

By the way, St. Nicholas is the only Santa my children ever knew. But that's another story.

One further note about starting family traditions: Beware. The kids hate it when you deviate from them and are long in forgiving you when you fail. One year, when my children were 13 and 11, I was busy setting up our parish's Perpetual Adoration chapel. I was working night and day to have it ready to open at midnight on December 31st at the turn of the millennium. I knew St. Nicholas Day was approaching, but since my kids were older, I didn't think they would mind skipping it.

The morning of St. Nicholas Day, I went out early for coffee to discuss the chapel with some volunteers. When I got home, I had you-know-what to pay. My kids were furious; I had betrayed them. Of course, I apologized profusely, but I must admit that later I wondered at the monster I had created.

They did get over my failure eventually, but I don't believe we ever did celebrate the feast again. Today my daughter is away at college and my son is a senior in high school. Hmmmm, maybe now would be a good time to resurrect the tradition and surprise them. Any ideas?