Thursday, April 29, 2010

Cheap Sofas - The Ultimate Guide

Anyone who has ever tried to buy a new sofa will know exactly how difficult the choice can be with so many discounts and special offers from companies all claiming to be selling cheap sofas of the highest quality. Here's a quick guide to help you understand all of the various deals and what their benefits and drawbacks are.

Lets start with the classic cheap sofa offer - the buy now, pay later scheme. This is pretty self-explanatory in that you pick out whatever sofa you want and arrange delivery immediately. However, you don't have to pay for that sofa until a much later date, giving you extra time to get your finances in order. Unfortunately, many people order these sofas without actually considering whether they will have the cash available to pay for them when the time comes. This can lead to all kinds of problems, as buy now, pay later deals often turn into very expensive loans if the full amount isn't paid back by the agreed date - so beware.

Next up is the buy one, get one free sofa offer. This is probably the least risky offer to opt for as there aren't any hidden clauses attached and you do get two sofas for the same price you'd normally pay for one. However, many people end up going for these offers when they only really need one sofa anyway. What sofa companies normally do is mark up the price on one of the sofas they're struggling to sell and then go out and say they're offering two for one, when really the offer is 2 for 1 and a half. Always consider what is going to be best for your personal situation. Set yourself a budget before you go out and get an idea of the kind of thing you're after.

Like any product, a lot of sofa companies will offer 0% finance deals to tempt consumers who can't afford to pay for their sofa in one lump sum. However, these seemingly good offers can quickly turn into a nightmare if you don't read the small print. For instance, what are the charges if you miss a payment? Is the whole term of the agreement 0% or does it revert to a much higher rate of interest later down the line? How much is the sofa worth and how much will you have paid by the end of the agreement? Always work everything out before committing to a deal.

Hopefully this quick guide has helped you understand some of the offer that companies will throw out to advertise their seemingly cheap sofas, but remember you're always the one in control so get the best deal you can possibly secure.

Visit : Buy SHOES Now and Pay Later my blog magic

No comments:

Post a Comment